App delivery workers without ties can now advance 70% of their weekly income

А Trampay, digital bank focused on delivery workers and app drivers, is expanding its portfolio of products and services aimed at its audience. A fintech now offers workers who operate for platforms, but without a link to the logistics operator, the possibility of advancing 70% of your weekly income

The benefit is granted without bureaucracy and without requirements that do not apply to this category of freelance workers.There is an incidence of an interest rate of 2,3%, ensuring more security for the beneficiary and more accessible credit, in comparison with the products available on the market

According to the Head of Products at Trampay, Amanda Carrijo, the number of delivery workers choosing to work for delivery apps without a connection to a logistics operator has been increasing, working as freelancers in this job market segment, who faces difficulties in obtaining services in the conventional financial system

The head of Trampay explains what the steps are to obtain the anticipation

1. The delivery person registers and signs up on the Trampay APPIOS/Androidand after validation of the registration, click on "receivables anticipation"
2. In the section "receivables anticipation", he signs up for the waiting list
3. The platform provides guidance and the delivery person switches the bank in which they receive payment from the apps to Trampay's digital bank, in order to obtain the anticipation

And, still, what are the conditions to start receiving

• To have received, of the application for which you provided the service, at least one transfer at the Trampay bank
• The minimum advance to be requested is only R$ 10
• The charge is 2.3% on the requested amount. This fee represents a small percentage so that the user can have early access to their payment whenever needed. Check how it applies to different values

• For R$100R$100 x 2,3% = £2,30 of fee
• For R$60R$60 x 2,3% = £1,38 of tax
• For R$30R$30 x 2,3% = £0,69 of tax
  The fee amount will be reflected in the app at the time of the request

The benefit started to be offered in October. In 15 days of testing, "there were more than 70 nominations", quote Carrijo, illustrating the rapid adoption. The average anticipation is R$ 82,95 per delivery, a value considered high and that positively surprised the Trampay team

For the head, these initial data are an indication that the product is fulfilling its purpose: providing financial security totrabalhadores de gig – those who provide service in theGig Economy, бізнеси засновані на цифрових інструментах. Carrijo reiterates that the new product is an expansion of the receivables anticipation that the fintech was already offering

The startup was founded in 2020 by Jorge Júnior, CEO of the company, і Tiago Ribeiro, CPO. Based in Brasília, is present in more than 500 municipalities and in 21 states of Brazil. У першому півріччі 2024, компанія подвоїла свою базу користувачів і планує досягти 300 тисяч клієнтів в найближчі роки. Виручка також зареєструвала виразне зростання, утворюючи в порівнянні з тим же періодом минулого року. 

"Our commitment is clear: to listen", learn and evolve. With that, the feedback from our clients becomes essential for us to adjust our vision and direct our efforts to better meet their expectations. This approach will allow us to create an increasingly intuitive experience, efficient and satisfactory, driving innovation and the value we deliver to our clients, Amanda Carrijo stands out

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