THEBanking developed a new way for retirees and pensioners of INSS to take out payroll loans through the PagBank app. The functionality unifies different operations such as new margin, refinancing and portability in a unique digital journey, simplifying the process and speeding up the hiring.
The novelty is aimed at retirees, pensioners and beneficiaries of the INSS, that they can now simulate, adjust conditions and apply for credit directly through the app, quickly and simply – see below the step by step for the process. The customer can also track all the stages directly through the app and, after approval and depending on the operation, the amount will be released in the PagBank account between 1 and 7 business days.
"We are pioneers in the market to offer this functionality", in which we unify different modalities of INSS payroll loans in a simple and intuitive journey. This not only makes the service faster and more efficient, how it expands business opportunities and strengthens the relationship with our clients, offering a complete solution directly in the PagBank app, comment Claudio Lime, director of Cards and Loans at PagBank.
"Because it is a type of loan in which the installments are deducted directly from the benefit of the retiree or pensioner and with a low interest rate", it is a very attractive option for retirees, pensioners and beneficiaries of the INSS who are in need of extra funds at the beginning of the year, where the bills and expenses tend to be higher, finalizes the executive.
Step by step guide to hiring INSS loans on the PagBank app
- Access the PagBank app with your username and password;
- On the main tab, click on "Consigned and FGTS";
- Select the "INSS Consigned" option and wait for the offer consultation;
- Check the simulation and, Concorde case, click on "Hire". If necessary, adjust the conditions, click on "Update" and then on "Hire";
- Read the terms of service, confirm the proposal and send for analysis.
One of the largest digital banks in the country by number of customers, PagBank offers tools for in-person and online sales, complete digital account for individuals and legal entities, in addition to features that contribute to financial management, as Payroll. In PagBank, the credit card has a guaranteed limit and the investments become a limit for the card itself, enhancing client gains, in addition to generating up to 3% cashback on the bill, one of the largest in the market. In PagBank, those who have active and inactive balances in the FGTS can request an advance, directly through the PagBank app. To learn more about PagBank products, Click here.
For more details on how to apply for the INSS payroll loan, Click here.
