THEBanking, complete digital bank in financial services and payment methods, announced the launch of Pix by proximity on its payment terminals that have NFC technology and for Google Wallet, being one of the first acquirers to offer the functionality. The novelty, already available on the digital bank machines, will make the payment experience more efficient and agile, reducing the average time of a Pix transaction from 36 seconds to just 6 seconds
To use the new feature, just have the merchant select the payment option via Pix on the PagBank machine. In sequence, the buyer enables payment by facial recognition or password, bring the smartphone close to the card reader, check the amount and confirm the transaction. Everything quickly and practically according to the rules of Google itself and the Central Bank. For purchases over R$ 200, the account password will also be requested
"With a focus on providing practical and efficient solutions for our clients' financial transactions", we anticipated the Central Bank's proposal by providing the market with an innovative and competitive technology, making Pix a payment method with less friction and more dynamism, comment Alexandre Magnani, CEO of PagBank. "The new feature generates sales agility and maintains security in compliance with the rules of the Google wallet and the Central Bank itself", complements Magnani
The executive also emphasizes that the Pix by proximity benefits both individuals, that seek a faster experience in bill payment, how much merchants who wish to optimize the management of their receivables. In the PagBank ecosystem, the Pix via QR Code on the machines was already a reality, offering additional benefits such as proof of sale and unified reconciliation for merchants and customers, in addition to ensuring practicality and safety. With the arrival of Pix NFC, this experience becomes even more agile, strengthening the habit of fast and secure payments on machines, finalizes the CEO
Both modalities, both Pix NFC on PagBank machines and Pix QR Code, are free in the first month for the PagBank merchant, with zero fees and instant receipt of the amount in your PagBank account
The novelty, that represents a significant advance in digitalization, centralization and modernization of payment methods that consolidates PagBank as a disruptive digital bank with advanced digitization, it reaches this first phase to a sample of PagBank account customers who have smartphones with NFC in the Android solution and in the Moderninha Pro 2 machines, available this month in the New Year sale with an 83% discount. In the coming months, the technology will be extended to other customers and models of PagBank machines
One of the largest digital banks in the country by number of customers, PagBank offers tools for in-person and online sales, complete digital account for individuals and legal entities, in addition to features that contribute to financial management, as Payroll. In PagBank, the credit card has a guaranteed limit and the investments become a limit for the card itself, enhancing client gains, in addition to generating up to 3% cashback on the bill, one of the largest in the market. In PagBank, those who have active and inactive balances in the FGTS can request an advance, in addition to being possible to hire the INSS Consigned loan for retirees and pensioners directly through the PagBank app. To learn more about PagBank products, Click here.
