Brazil is home to numerous entrepreneurs with promising ideas and innovative solutions. However, many of these projects, with the potential to transform entire sectors, end up falling by the wayside; without the necessary investment, they miss the chance to achieve their true impact, what can affect market and economic growth
Thinking about streamlining access to resources for real projects, Finme was born, founded in 2023 by Felipe Vergasta. She proposes an accessible and sustainable alternative, financing projects through the model ofcrowdfunding, or collective investment, and creating opportunities for high profitable potential. The company has positioned itself in the market as a modern and efficient solution to connect investors and businesses quickly, strategic and secure
"During my experiences in the financial market", I have always noticed that many operations and projects were rejected because they did not meet all the requirements to receive funding. That caught my attention a lot, because they were good projects, with great potential for innovation, for sectors that would certainly attract investors. Something was missing that connected these two parts. Finme was born when I felt this pain, and the idea arose to work with companies that had been rejected by the market, account Vergasta
THEcrowdfundinginvestment is regulated and supervised by the Securities and Exchange Commission (CVM). The model resembles social crowdfunding, the famous online "cow funds", with the advantage of providing financial return. Nele, people invest collectively in a project and, in exchange, they receive contracts or titles that grant the right to credit or participation in the invested business.
Finme coordinates public offerings (for the general market) and private offerings (only for selected investors) to finance projects with real assets, with lower operating costs compared to traditional assets, while offering potentially higher returns. One of the first projects of the company, focused on agribusiness, exemplifies the potential of crowdfunding: raised R$ 640 thousand in a private offering, demonstrating how the model can leverage strategic sectors with real assets
"Our first private offering was a true test of fire", and its success proved the demand for what we do. Because it is a private model, the offer could only be directed to clients with whom we already had some relationship. Even so, we managed to gather a group of investors who approved the business model and, now, they are already collecting monthly dividends, complements Vergasta
Focusing on strategic sectors, like real estate, agribusiness and renewable energy, Finme has been becoming a reference in the market. For entrepreneurs seeking fundraising, the company conducts an in-depth analysis of the financial structure and the creation of customized marketing and publicity strategies of thecrowdfunding, ensuring an effective approach in obtaining the necessary credit
The entrepreneur seeking funding for their project usually goes after a loan at the bank. Many times, he doesn't even know that he can take other paths, like crowdfunding, and ends up opting for more expensive lines. The idea is to show, both for those seeking investment and for those who want to participate in new businesses, that there are profitable and safe alternatives, concludes
